Monday, 31 August 2015


Cameron's Wish List for EU.

David Cameron has promised an in-out referendum by the end of 2017. To date he has not outlined the main changes he is hoping to achieve, and he won’t outline them at all, only the ones he actually achieves.

He wants to transform Europe, which obviously needs transforming, but with the time line he has set he won’t achieve much change.

In January 2013 at Bloomberg he set out minor changes, some of which are not achievable, and some will actually impact on the poorest UK nationals.

They are: [The items in red are directed at immigrants]
Allowing Britain to opt-out from the EU ambition to forge an "ever closer union" of the peoples of Europe.

Restricting access to in-work and out-of-work benefits to EU migrants.

Giving greater powers to national parliaments to block EU legislation.

Supporting the continued enlargement of the EU to new members but with new mechanisms in place to "prevent vast migrations across the Continent".

Freeing business from red tape and "excessive interference" from Brussels and providing access to new markets through "turbo charging" free trade deals with America and Asia.

Protection for the City of London financial markets from EU legislation

Creating safeguards to ensure changes in the single market cannot be imposed on non-eurozone members by the eurozone.

At the same time he also re-affirmed the Britain would not join the Euro currency, and would appose a European army.

In a speech last November, David Cameron set out measures to reduce the number of EU nationals moving to the UK. The BBC’s interpretation is below.

His main proposals were: [The items in red are directed at immigrants]

Four year delay for EU migrants wishing to claim in-work benefits, such as tax credits, or seeking access to social housing, the general opinion is that this will also apply to UK nationals.

Stopping migrants claiming child benefit for dependents living outside the UK.

Removing migrants from the UK after six months if they have not found work.

Restricting the right of migrants to bring non-EU family members into the UK.

Stopping EU jobseekers claiming Universal Credit, again strong possibility this will also apply to UK nationals.

Speeding up deportation of convicted criminals.

Longer re-entry bans for beggars and fraudsters removed from the UK.

Stopping citizens from new EU entrants working in the UK until their economies have "converged more closely".

Extra money for communities with high levels of migrants.

Net Immigration now stands at 333,000. Cameron was elected on his promise to reduce immigration to 100,000. But we all know what he is like.

He has also told his cabinet members they have to vote with him, or resign.

In 1975 when we had the last referendum, the Labour leader Harold Wilson gave his cabinet a free vote and allowed them to canvass against him. He still won with 67% of the vote.
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Tuesday, 5 May 2015

Have you heard?



Have you heard?


RFT Express has gained the status of ‘Preferred Courier to the N.H.S.’ and I have been too busy to complete the rest of the site, only the first page done so far.

I have created a sub directory for it on our main site, mostly because it is number 1 worldwide, in all search engines for our chosen key words. [Hanging Garment Deliveries, RFT Express, etc ]

Unfortunately this makes the address of the sub directory rather long: http://www.rftexpresscouriers.co.uk/rft-nhs%20home.htm , with such a long address I thought I would have problems getting it listed in the search engines. With this in mind I decided to leave submitting the site until it was finished.

The reason I mentioned this was because I was doing some research today, and tried the phrase rft-nhs on www.bing.fr the French Bing search engine,it came at numbers 1,3,4,5,6, on the first page, which was a surprise; The same happened on https://fr.yahoo.com/ When I tried www.google.fr RFT came in at 5 and 6.

Usually all the other EU search engines tend to be about the same. I then tried http://www.google.co.uk phrase rft-nhs came at the bottom of page 2, for an article on Scotland’s nhs.

In http://www.yahoo.com/ ,the phrase was number 1 page1 and http://www.bing.com/ is number 1,3,4,5,6, on page 1

It would appear the Yahoo and Bing are providing a better search service for people than Google. Yahoo and Bing certainly give a more in-depth search than Google, and are ahead of Google with their indexing.

I have written just 3 articles during the run up to the elections:

UK Debt and Deficit
Why the Scotts should vote labour
Cameron afraid of ElectionDebate




RFT Express has gained the status of 'Preferred Courier' for the NHS.
In order to re-balance the spread of business, for your next delivery or contract, you can name your own price. If it is feasible RFT Express will fulfill your order. Call 07773 297 390 or mail
 
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Thursday, 11 September 2014

Scotland's Shares; Mark Carney Warning

 
Scottish shares Down Again


Scottish based companies and banks suffered with their shares slipping for the second day running due to the uncertainty surrounding Scotland's independence referendum raising concerns, of a possible Yes vote.

The FTSE 100 was 5.7 points lower at 6,829, with Perth-based energy firm SSE and Royal Dutch Shell, both down 1.4%, among the main fallers.

The pound was just above 1.60 against the dollar after big losses on Monday. The pound was down on the euro, at 1.25.
Whitbread fell 0.18%, having risen sharply earlier after a trading update.

Supermarket chain Morrisons rose 3% after analysts at Citi placed a buy note on the stock amid hopes that the chain will preserve its dividend at half-year results on Thursday.

Other risers included Lloyds Banking Group, which recovered some of Monday's referendum-driven weakness to rise by 1.1p to 73.3p.

Investors were stepping aside until the outcome of the Scotland referendum on 18 September. Brokers are being cautious, and doing nothing with Scottish stock.


Mark Carney at the TUC Conference


Mark Carney the Bank of England addressing the TUC Conference said that a currency union in the event of Scottish independence would be "incompatible with sovereignty".

Mark Carney told the TUC conference that a currency required a centralised bank and shared banking regulations. Adding that common taxation and spending were also needed.

The Scottish National Party (SNP), wants to keep the pound in the event of independence, said that its plans had been "considered in detail" by the Fiscal Commission, a working group of the Scottish government.

An SNP spokesperson for Scottish finance minister John Swinney said: "Successful independent countries such as France, Germany, Finland and Austria all share a currency - and they are in charge of 100% of their tax revenues, as an independent Scotland would be. At present under devolution, Scotland controls only 7% of our revenues."

Well of course they do, France, Germany and Finland are all in the EU and use the Euro.
We didn’t need a working party to come to the conclusion that France, Germany, and Finland were in the euro zone. It just goes to show how well informed the SNP are on fiscal polices.

If Scotland does manage to join the EU they too will share the same currency as France, Germany and Finland. If that is what they want, the best of luck to them.
The Conservatives, Labour, and the Liberal Democrats have all come out against a currency union with an independent Scotland.

The SNP spokesperson said that "the political position of the three Westminster parties... will of course change after a Yes vote."

"And as the momentum builds behind the Yes campaign, their currency bluff has well and truly been called," the spokesperson added.

Unproven currency


However, the pro-union "Better Together" campaign said that Mr Carney's comments "blew a hole in Alex Salmond's assertions that a separate Scotland could sign up to a currency union with the rest of the UK and still keep control over tax, spending and borrowing."

Alistair Darling, the leader of the campaign, said: "It would mean what would then be a foreign country having control over our economy. That's why a currency union would be bad for Scotland, as well as the rest of the UK."

Scotland would either have to "rush to adopt the euro" or "set up a separate unproven currency," he said.

Mr Darling added that uncertainty over the economy "puts jobs at risk."
"It means a weaker economy and less money to spend on our NHS," he said.

BBC economics editor Robert Peston said that the coalition parties and Labour feared that an independent Scotland in a currency union could "live dangerously beyond its means and borrow on a scale that degraded sterling".

He added: "There was no way that the Tories, Labour and LibDems could allow full budget-making freedom to Scotland even as part of the UK, because to do so would make their argument against monetary union with an independent Scotland look inconsistent and hypocritical.

Related Articles: Scotland's 3 Big problems"> : Scotland's NHS, info :Alex Salmond determind to use UK Pound : Scotlands Currency Debate : Scotlands Plan "B"Scotland Child Guardian Act : Scotland and the UK Pound: Scotland's Independence | The Cost : Will Scotland be better off Independent : Scotland's YES campaign gaining ground : UK and Scotlands Independence : Scotland's Independence Scottish Parties Conferences : Scottish Referendum Probabilities and Possibilities: Salmond chases Female vote: Scottish CBI Back 'NO' Vote : Billions of pounds will flow from Scotland with 'Yes' vote : Alex Salmond reckless Gamble with Scotland : Scottish Independence,is it viable? : Salmonds Dream Shattered | Blog | Scotland the Brave : Blog | Gordon Brown and Dream Team :Transport and an Independent Scotland : Scotlands Referendum

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Tuesday, 9 September 2014

3 Big Prolems with Scottish Independence


If Alex Salmond wins the Referendum for Scotland to become independent, it seems more than likely to finish his career in politics.

The 3 biggest problems about gaining independence are:

1. The Currency.
2. Joining the EU.
3. Scotland’s inability to borrow at reasonable rates.


1) The Currency


Salmond is still trying to convince the Scots that they will still use the GB pound and there will be no change. I don’t think there is another Scot in the world who believes that. The GB pound is printed with the words “Bank of England” and underneath this heading it says “I promise to pay the bearer the sum of xxx pounds” There is then the following statement ‘London for the Governor and Company of the Bank of England’ this is followed by the ‘signature of the Chief Cashier’

No mention of Scotland.

The Bank of England act as the Lender of Last Resort, which means it underwrites the UK borrowing, and the bank deposits of peoples savings. This is for the UK, not an independent country such as Scotland, France or any other country.

Because the UK has a powerful Lender of Last Resort, the UK government and UK banks can borrow at very low rates. The UK population have the reassurance that their money is safe in their bank, and that they can buy their homes on cheaper interest rates.

An independent Scotland will not have this. They know that they will have to pay a higher interest rate on their mortgages, credit cards and loans. They don’t know what currency they will use, and they don’t know who will be their Lender of Last resort will be.

The obvious course of action would be a new Scottish Currency, until such time as Scotland joins the EU.
Scotland will have to try and convince its trading partners that the new currency is backed up with something solid; otherwise the currency will be worthless outside of Scotland. Alex Salmond has said he will build up reserves from the oil revenue. That will take time, in the meantime cuts in public spending; increased taxation and higher interest will be the only course open to Scotland.


2) Joining the EU


On the date Scotland is declared Independent, it will leave the EU. Alex Salmond expects to successfully negotiate joining the EU on that date. If he is successful, Scotland will revert to using the Euro.
The chance of him negotiating entrance to the EU are slim. Several countries have indicated they will vote against entry.

If successful an independent Scotland will be able to borrow from the European Central Bank, the trouble is it could take several years to gain entry, and it is forecasted it will take several years to agree what assets are jointly owned by a smaller United Kingdom and the new evolved Scotland.


3) Scotland’s inability to borrow money.


Alex Salmond’s constant boast that he will default on Scotland’s debt to the UK has worried countries all over the world. If Scotland does manage to join the EU, every EU member will have to contribute to the ECB to lend Scotland money. If he is prepared to default on his countries debts to Great Britain, nobody will vote him into the EU, and have him defaulting on Scotland’s debt. Nobody will lend Scotland money knowing he is prepared to default on Scotland’s debt to the United Kingdom, which he has been a part of for 300 years.

As I said, if Alex Salmond wins the Referendum for Scotland to become independent, it seems more than likely to finish his career in politics.

Now you know why some financial institutions and companies are preparing to migrate south of the border, if Scotland gains independence.

According to the latest polls 50% on the Scottish people are prepared to vote ‘Yes’ , and take a leap in the deep unknown.
Read what the experts say:
Alex Salmond’s own former economic advisor, Professor John Kay, said: “The choice of currency would be the most important economic decision for an independent Scotland. All aspects of economic policy, including fiscal and
monetary arrangements, are contingent on that choice.”
Professor John Kay Former economic adviser to Alex Salmond & Professor of Economics at the London School of Economics said: If I represented the Scottish government in the extensive negotiations required by the creation of an independent state, I would try to secure a monetary union with England,and expect to fail … So Scotland might be driven towards theoption of an independent Scottish currency.“Alex Salmond has said I think rather stupidly that there is no plan B. The trouble with having no plan B is you don’t have any negotiating power if you don’t have a Plan B. So there hasto be a Plan B. And Plan B has to be an independent currency.”
Brian Quinn Former Executive Director of the Bank of England & Honorary Professor of Economics and Finance at the University of Glasgow said: “The concept of a shared system of supervision and crisis management is seriously - perhaps fundamentally – flawed and that its weaknesses would increase during theindeterminate period of transition following independence.
This, together with the uncertainties regarding Scotland’scontinued use of sterling arising from its proposed membership of the EU, are likely to result in higher prudential requirements for Scottish financial institutions. In these circumstances it would not be surprising if they reconsidered their group structures and main domicile.”
As a consequence of the chance of a 'Yes' vote the GB Pound fell by 1.3$ against the US dollar, and 1% against the Euro.

Shares in Scottish-based firms suffered sharp falls on the stock market. Edinburgh-based Standard Life closed 2.43% lower on Monday, Royal Bank of Scotland slipped 1.3% and Lloyds Banking Group, which owns Bank of Scotland and Scottish Widows, dropped 2.43%.

Perth-based energy supplier SSE, Glasgow pumps specialist Weir Group and fund manager Aberdeen Asset Management also all fell between 1% and 2.25% over the course of the day.
Read what the Scottish Farmers say.


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Saturday, 23 August 2014

Alex Salmond unprepared for Independence


Alex Salmond unprepared for Independence

Know body from the SNP has approached The Bank of England about using the UK £.
It's a shocking revelation that the SNPs are so badly prepared for Independence that with the referendum days away, they haven't got an agreement on what currency an independent Scotland will use. Read the blog Scotland's Currency Debate

It looks as though Alex Salmond still expects the Scottish public to blindly follow him into Independence, without him revealing hard facts and the truth on all the key issues.

It is obvious that he intends to use the UK pound informally until such time as he negotiates entry to the EU, if he is able to do so. The biggest problem with this is that Scotland doesn't have a lender of last resort.

Last week, the First Minister refused to name his Plan B on currency in an STV debate with Alistair Darling . He repeatedly said that a separate Scotland would keep the pound, as part of a Euro style currency zone with the rest of the UK, despite everyone involved in the decision saying that this would not happen if we left the UK.

It really is time for him to stop playing about, and tell the Scottish public the truth about whether he has costed any plans properly, or whether he is going to leave it to see if he wins the vote, then start running round like a headless chicken trying to repair the damage he has done to Scotland and the people of Scotland, who are going to pay for his inability to come clean on his policies.

He will be relying on the UK to lend his government money, some chance! He might be able to go to the I.M.F. or the Euro Central Bank, but without proper policies and costings in place, why should they help? Why should the EU change the rules about entry just for him? And why should all the other countries in the EU vote for his Independent Scotland joining.

Running a country is like running a business, the only difference is the consequences are much greater, and they end up with the Scots paying for his inabilities.

Alex Salmond should have had all his plans costed and approved long before he announced his bid for Independence. You would have thought that he would have had more sense than to launch his idea of Independence, during one of the longest periods of depression and recession.



He talks the talk, but can’t walk the walk.

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Saturday, 31 May 2014

Scotland's Independence Campaign Officially Started

The UK treasury has produced a set of figures which show that every person in Scotland will be £1,400 better off by staying in the UK, while the Scottish government has produce a conflicting set of figures showing that by 2029/30 every person will be £1,000 better off.

Although the figures are conflicting, they are taken over different time periods as the basis, then used for the projections. There is a link on the article page for the BBC Scotland Economics Correspondent, Colletta Smith’s break down of the figures.

Alex Salmond told the BBC that the ‘Yes’ campaign was gaining ground, he also said he had changed his style of campaigning after previous defeats in national elections.
He quoted “Since November, when we launched the White Paper, the average support in all opinion polls for "Yes" has gone from 37% to 45%."
In terms of the independence vote, the polls have been picking up that more women are undecided.

Alex Salmond has announced that junior ministers Shona Robison, who oversees equality and Angela Constance, who has the youth employment brief, would be made full Scottish cabinet members.
He added: "Subject to parliamentary approval, with these two outstanding ministers in the Scottish cabinet, we practice what we preach.
The two new ministers will be joining Deputy First Minister Nicola Sturgeon and Culture Secretary Fiona Hyslop at the cabinet table, making four women in total of Mr Salmond's 10 cabinet secretaries being women.
"The cabinet is our board as a country, and women will make up 40% of the members of the Scottish cabinet."
This is a direct response to Labour's Margaret Curran pledge for a 50% quota of women on public boards, and she also said that she wanted companies to be forced to publish pay differences between male and female workers.
The Scottish government also announced a women-only Scottish cabinet event to debate issues related to the independence referendum.

The Scottish Office


The Scottish Office put forward a compelling case for Scotland staying in the UK with 5 facts supporting the argument.


The SNP and the Liberal Democrats both held their conferences recently, while Alex Salmonde was still claiming that the UK had turned it’s back on Scotland, he now seems to be the only person to think that Scotland leaving the UK, is the same as the UK turning it's back on Scotland.

In short The Liberals and Danny Alexander put forward a passionate plea, where as Alex Salmonde carried on with his true blue Tory attitude of mud throwing.

Whatever your views are on Scotland remaining in the UK, help this go viral by using the Facebook Like, and retweeting on Twitter
Related Articles: Scotland's YES campaign gaining ground : Scottish Parties Conferences : Scottish Referendum Probabilities and Possibilities: Salmond chases Female vote: Scottish CBI Back 'NO' Vote : Billions of pounds will flow from Scotland with 'Yes' vote : Alex Salmond reckless Gamble with Scotland : Scottish Independence,is it viable? : Salmonds Dream Shattered | Blog | Scotland the Brave : Blog | Gordon Brown and Dream Team :Transport and an Independent Scotland : Scotlands Referendum

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Friday, 18 April 2014

Scotlands referendum could be NO vote



Scotlands Referendum could be NO vote

Scotland’s Independence vote is fast approaching, and the signs are that it could well be a ‘NO’ vote

An analysis by the UK Treasury revealed that an independent Scotland would have the second highest deficit among “advanced economies” in its first year.

The fiscal deficit of 5.5 per cent in 2016-17 would be equivalent to £9.5billion, or £1,760 for every man, woman and child in Scotland, the calculations suggest. The total would be about £1,000 more than the UK ¬deficit per head in the same year.

The prediction contradicts Scottish Government estimates of a deficit between 2.5 per cent and 3.2 per cent.

Earlier this week the National Institute for Economics and Social Research warned that an independent Scotland would immediately have to repay a £23billion first installment of its share of UK National Debt in its first year.

The £9.5billion, added to the £23billion totals £32.5billion – more than the Scottish Government’s annual budget.
Alex Salmond is still confident he will be able to use the British pound in the event of a ‘Yes’ vote, but that is only because he expects he won’t be able to use the Euro.
A recent survey covering England, Wales and Northern Ireland found that 53% of the public are opposed to Scotland using the British pound.

Only 18% of those polled believed that Alex Salmond had a plan ‘B’
BBC Scotland headed to Orkney to give voters a chance to quiz politicians and commentators at the heart of the debate on Scottish Independence on 18th September.

Sally Inkster, chief executive of Orkney Housing Association, asked: "A recent poll shows less than a third of women support independence. Does the panel have any theories on why this might be?"

"Could it be that less women want independence because they are the more intelligent sex?"

Caz Dodds on the issue of female voters.

"Wonder what Wilson and Carmichael would cut to pay for childcare reform under the Union?"

How the panel responded to Sally Inkster's question on support for independence among women

Alistair Carmichael: "I think that women are more drawn to arguments of the head rather than the heart."

Angela Constance: "Irrespective of whether you're a woman who stays at home to look after your children or whether you're a working mother, quite often you've got quite a lot on your plate as it is in terms of childcare."

Brian Wilson: "I think women are better at recognising bluff, bluster and bad patter."

Lesley Riddoch: "The utter game-changer that surely must come, whichever vote, 'Yes' or 'No', wins and whichever party wins the next election: we have to get childcare, affordable childcare as an absolute benchmark of society in Scotland because we're lagging so far behind."

Meanwhile in America former Nato secretary general Lord Robertson, addressing a meeting in Washington DC said that the “forces of darkness” would love to see the UK torn asunder, and pleaded with Scots to think long and hard about separation.

He told a Washington DC audience: “The loudest cheers for the break-up would be from our enemies. For the second military power in the West to shatter would be cataclysmic in geopolitical terms.

“If the United Kingdom was to find itself embroiled for several years in a torrid, complex, difficult and debilitating divorce, it would rob the West of a serious partner, just when solidity and cool nerves are going to be vital.”

The loudest cheers for the break-up would be from our enemies. For the second military power in the West to shatter would be cataclysmic in geopolitical terms.
Lord Robertson pleaded with other countries to speak out and added: “If people are worried about it, and I know they are, then I would hope that they would give the message that they would like the United Kingdom to stay together.”
He said Scottish Government plans to remove Trident nuclear submarines could make it “very difficult” for Nato to accept them as a member.

“They wouldn’t just be disarming an independent Scotland, they would effectively be disarming the remainder of the United Kingdom,” he said.

“I don’t think that would be viewed with any great satisfaction by those in the alliance who believe Britain’s nuclear deterrent is part and parcel of the West’s security.”


I have put up a Free blogging platform, to be used for your views on Scotland’s proposed Independence. All we ask is that you ‘Facebook Like’ the blogs, and ask your friends to do the same.

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